Home Insurance

Home insurance, also commonly called hazard insurance or homeowners insurance (often abbreviated in the real estate industry as HOI), is the type of property insurance that covers private homes. This is an insurance policy that combines various personal insurance protections which can include losses occurring to your home, its contents, loss of use (additional living expenses) or loss of personal property owners and other liability insurance for accidents that may occur at home or in the hands of the homeowner policy in the territory. Is necessary that at least one of the named insured occupies the home. Housing policy (DP) is similar, but used for residences which do not qualify for various reasons, such as vacant / unoccupied, temporary residence / school, or age.