Personal injury protection

Personal Injury Protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage, because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard to "fault," or more properly, legal liability. PIP is also called "no-fault" because, by definition, a claimant's, or insured's, insurance premium should not increase due to a PIP claim.

Home Insurance

Home insurance, also commonly called hazard insurance or homeowners insurance (often abbreviated in the real estate industry as HOI), is the type of property insurance that covers private homes. This is an insurance policy that combines various personal insurance protections which can include losses occurring to your home, its contents, loss of use (additional living expenses) or loss of personal property owners and other liability insurance for accidents that may occur at home or in the hands of the homeowner policy in the territory. Is necessary that at least one of the named insured occupies the home. Housing policy (DP) is similar, but used for residences which do not qualify for various reasons, such as vacant / unoccupied, temporary residence / school, or age.

List of top 15 life insurance companies

1. Ohio National:

Ohio National Life Assurance Corporation
P.O. Box 237
Cincinnati, OH 45201
(800) 366-6654

  

2. Savings Bank:

Savings Bank Life Insurance Company of MA

One Linscott Road
Woburn, MA 01801
(781) 938-3500

  

3. Banner

Banner Life Insurance Company
1701 Research Blvd.
Rockville, MD 20850
(800) 638-8428

Permanent life insurance

Permanent life insurance is a form of life insurance as any life or endowment funds, where the policy is for the life of the insured, the payment is fixed at the end of the policy (assuming the current policy is maintained) and the policy cash value accumulates.
This compares with the term life insurance, where insurance is purchased for a specified period (usually one year, or during periods of level such as 5, 10, 15, 20 and even 25 to 30 years), a death benefit will be paid to the beneficiary if the insured dies during the period of time.

Definition of "life insurance"

*** A policy with a term limit on the coverage period. Once the policy has expired, is the owner of the police to decide to renew the life insurance contract or leave the final cover. This type of insurance policy contrasts with permanent life insurance, which prolongs until the policyholder reaches 100 years of age (ie death).

*** These policies provide a benefit shown on the death of the insured, provided death occurs within a specific timeframe. However, the policy does not provide benefits beyond the stated benefit, unlike permanent life insurance with a savings component that can be used for the accumulation of wealth.